See also "Lower Manhattan." The term Downtown Manhattan may have different meanings to different people, especially depending on what part of New York City they live in. Generally speaking, it refers, like "Lower Manhattan," to the area of Manhattan south of Canal Street. With this understanding, it would refer to the neighborhoods of the Financial District, Battery Park City, Tribeca, and most of Chinatown. However, many people (especially when talking about business matters) would use the term "Downtown Manhattan" to refer only to the Financial District and the businesses located there. This area is also the earliest settled (by Europeans) area of New York City, and is one of the few areas of Manhattan that does not have its streets arranged in a strict grid pattern. The area of the World Trade Center is also within Downtown Manhattan.